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Terms & Conditions

Last updated: October 12, 2026

1. About Prime Trades Funding

Prime Trades Funding ("we," "our," or "us") is operated by E&R Capital LLC as a DBA (Doing Business As). Prime Trades Funding is a business funding broker and marketing brand. We are not a direct lender. We do not underwrite, originate, or fund loans or advances directly. All funding products offered through our platform are provided by independent third-party financial institutions and lending partners.

2. No Guarantee of Approval or Funding

Submission of an application or inquiry through our website does not guarantee approval, a funding offer, or funding of any kind. Approval decisions are made solely by third-party funding providers based on their own underwriting criteria. Prime Trades Funding makes no representations or warranties regarding the likelihood of approval.

3. Sharing of Information

By submitting information through our website or application forms, you acknowledge and agree that Prime Trades Funding may share your submitted information with third-party lenders, funding providers, and partners for the purpose of evaluating your eligibility for business funding products. Please review our Privacy Policy for full details.

4. No Obligation to Accept

You are under no obligation to accept any funding offer presented to you. You may review and decline any offer at any time prior to signing a funding agreement with a third-party provider.

5. Limitation of Liability

Prime Trades Funding and its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of this website, reliance on any information provided herein, or any funding transaction with a third-party provider. Our total liability in any matter shall not exceed the amount of any fee paid directly to Prime Trades Funding in connection with the relevant transaction.

6. Use of Website

This website is intended for use by U.S.-based businesses seeking information about business funding options. You agree to use this site only for lawful purposes and in a manner consistent with these Terms. We reserve the right to terminate access for any user who violates these Terms.

7. Third-Party Links & Services

Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of any third-party sites. Links do not constitute endorsement.

8. SMS Messaging Program

Program Description: Prime Trades Funding (E&R Capital LLC) operates an SMS messaging program to communicate with business owners and applicants about funding inquiries, application updates, document requests, appointment scheduling, and funding decisions.

How You Opt In: You opt in by checking the SMS consent checkbox on our website inquiry form or funding application form. The checkbox is unchecked by default — you must affirmatively check it to provide consent. Consent is not required as a condition of purchase or to receive any funding or services.

Message Frequency: Message frequency varies based on the stage of your application and your business communications with our team.

Message & Data Rates: Standard message and data rates may apply depending on your mobile carrier and plan.

To Opt Out (STOP): Reply STOP to any SMS message at any time to cancel. You will receive a one-time confirmation message and no further messages will be sent. To re-subscribe, reply START.

For Assistance (HELP): Reply HELP to any message for assistance, or contact us directly at info@primetradesfund.com.

Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages. Message delivery is subject to carrier network availability.

For full details on how we handle SMS consent data, see our Privacy Policy. SMS consent and opt-in data will not be shared with any third parties or affiliates for marketing or promotional purposes.

9. Age Restriction

Our website and services are intended solely for business owners and professionals who are 18 years of age or older. By using this website or submitting any form, you represent that you are at least 18 years old. We do not knowingly collect information from individuals under 18. If we become aware that a person under 18 has submitted information to us, we will take steps to delete it promptly.

10. Privacy Policy

Your use of this website and submission of any information is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it carefully to understand how we collect, use, and protect your information.

11. Governing Law

These Terms and Conditions are governed by the laws of the United States and the State of Delaware, without regard to conflict of law provisions. Any disputes arising under these Terms shall be resolved in the appropriate courts.

12. Changes to These Terms

We reserve the right to update these Terms at any time. Continued use of the website following any changes constitutes your acceptance of the revised Terms. The "Last updated" date at the top reflects the most recent revision.

13. Contact & Support

For questions regarding these Terms, SMS messaging, or to exercise any opt-out or data rights, contact us:

Prime Trades Funding (a DBA of E&R Capital LLC)
262 Chapman Rd, STE 240, Newark, DE 19702
Phone: (518) 662-3250
Email: info@primetradesfund.com
Website: www.primetradesfund.com