Capital built for the trades

Funding built for
the trades that
build America

We help electrical, plumbing, and HVAC contractors get the capital they need — fast. Whether you're financing a new service truck, covering payroll between jobs, or bidding on bigger contracts, we move at the speed of your jobsite.

Soft credit pull only Fund in 24 hrs
Contractor on a modern construction jobsite at golden hour
Approved

$245,000

Funded in 18 hours

Today's Deploy

$245K

Solutions

Capital solutions for every job, every season

From your first service van to your fiftieth crew — we have funding that scales with your business.

Up to $500K

Equipment & Vehicle Financing

Finance service trucks, vans, lifts, and tools up to $500,000. Keep your fleet rolling and your crews equipped.

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Up to $1M

Working Capital Line of Credit

Revolving credit up to $1M to cover payroll, materials, and gaps between invoices. Only pay for what you use.

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Same-week cash

Invoice Factoring

Get paid today on jobs you've already completed. Turn 30/60/90-day GC invoices into same-week cash.

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Up to $5M

SBA Loans

Low-rate, long-term SBA loans up to $5M for shop expansion, acquisitions, and major equipment.

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Bid bigger

Project & Material Capital

Fund the materials and labor for big bids before the deposit hits. Win larger contracts with confidence.

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Industries

Built around how the trades actually work

Electrical contractor working on copper wiring

Electrical Contractors

From residential rewires to commercial fit-outs, we fund the equipment, materials, and crews behind every panel and pull.

Plumber working on steel piping

Plumbing Contractors

Service trucks, hydro-jetters, inventory, emergency call coverage — capital that moves as fast as a burst main.

HVAC technician installing commercial ductwork

HVAC Contractors

Survive the slow seasons, stock up before summer rush, and finance whole-system installs without tying up cash flow.

How It Works

Three steps to funding your business

We connect you with third-party funding providers — fast, transparent, and no obligation to accept.

1

Apply Online

Submit the easy online application in minutes. A trades funding specialist will reach out to discuss your options.

2

Get a Decision

We match you with third-party funding providers. Review and compare your offers side by side — no obligation to accept.

3

Get Funded

After accepting an offer, funds can be delivered as fast as the same business day. Spend capital as your business needs it.

Track Record

A proven platform powering the trades

$100M+

In funding connected to trades contractors

2,500+

Contractors matched with funding across all 50 states

A+

Business rating from an independent review organization

4.9/5

Stars from verified business owner reviews

NECA Partner
PHCC Member
ACCA Partner
NACM Member

FAQ

Questions contractors ask us

Ready to fund your next job, truck, or hire?

Join thousands of trades contractors who use Prime Trades Funding for fast, transparent capital.

Talk to a Specialist